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Written by Andy McNeil
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You work hard for your money, so when you have a little cash lying around, why not put it somewhere safe, like a bank savings account. By putting your money in a savings account, not only is your money safe, but also you may earn some interest on it. Each financial institution is different, so make sure you do your research before making a choice. Banks will pay interest or APY (Annual Percentage yield) for the money you deposit. This rate is differs from one financial institution to the other and is paid by them for simply allowing your money to be used by someone else. 
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Written by Andy McNeil
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It's Not As Bad As Las Vegas, But Yes The Bank Also Has A Blacklist An overdrawn bank account left unattended is a sure way to end up in a banks blacklist. Standard bank procedure is to report accounts in unsatisfactory conditions to ChexSystems, a reporting agency that tracks how consumers handle their deposit accounts. Ending up in such a list does'nt only hurt your status with your bank, but can also give your FICO a negative direction.
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Banking 
